Hearty Three-Bean Taco Chili

A cozy, boldly seasoned chili loaded with three beans, juicy beef, and sweet corn, simmered to a thick, taco-inspired bowl of comfort.

This taco chili is the kind of bowl I crave on chilly evenings, when the house already smells like sautéed onions and toasted spices before anyone asks what is for dinner. I first combined my love for taco night with a slow-simmered chili after a week of back-to-back kid activities when I needed one pot, big flavor, and hands-off ease. The result was unexpectedly perfect: hearty ground beef, three kinds of creamy beans, and a rich tomato base that soaks up smoky paprika, chili powder, and taco seasoning. The first time I served it, the table went quiet except for the crunch of tortilla chips being dipped.
What makes this special is the balance. There is depth from beef broth and ranch mix, a gentle heat from green chiles, natural sweetness from corn, and a thick, glossy body thanks to the undrained beans. It feels like taco night and chili night merged into one comfort-forward bowl. We pile it high with sharp cheddar, a dollop of sour cream, and fresh cilantro, then pass lime wedges around. It is unfussy, reliable, and even better the next day, which is probably why it has become my midweek hero.
Why You'll Love This Recipe
- Weeknight friendly and largely hands-off: just 10 minutes of prep and about 1 hour of gentle simmering.
- Pantry-powered ingredients like canned beans, tomatoes, and seasoning packets keep shopping simple and affordable.
- Big, taco-style flavor with a rich, hearty chili texture that satisfies the whole table.
- Flexible with toppings and heat level, so everyone can customize their bowl.
- Great make-ahead potential; flavors deepen overnight and leftovers reheat beautifully.
- One-pot simplicity with minimal cleanup and easy slow cooker adaptation.
The first time I served this to friends during a game night, the pot disappeared before halftime. The kids loved scooping it with tortilla chips, and the adults kept adding lime and hot sauce to taste. I discovered that leaving the bean liquid in the pot gives the chili a gorgeous body without extra thickeners, a trick I now use every time.
Ingredients
- Ground beef (1 pound): Choose 85 percent lean for the best balance of flavor and moisture. Drain excess fat if needed, but keep a little for richness.
- Onion (1 small, diced): Yellow onion brings sweetness as it softens and forms the flavorful base with the beef.
- Garlic (3 cloves, minced): Adds aromatic depth; mince finely so it melts into the sauce without turning bitter.
- Chili powder (1 teaspoon): Classic chili warmth and color; use a fresh, fragrant blend for the brightest flavor.
- Smoked paprika (1 teaspoon): Adds gentle smokiness that mimics slow-smoked meat in a quick stovetop chili.
- Taco seasoning (1 packet or 3 tablespoons): A dependable flavor backbone; homemade or store-bought both work.
- Beef broth (2 1/2 cups): Provides body and savory depth; low sodium lets you control salt.
- Pinto, black, and kidney beans (three 15-ounce cans, undrained): A trio of textures and color; the bean liquid helps thicken.
- Diced green chiles (4-ounce can, undrained): Mild heat and brightness without overpowering spice.
- Frozen corn (2 cups): Adds sweetness and pops of texture; no need to thaw first.
- Diced tomatoes (14.5-ounce can, undrained): Juicy acidity that balances the spices and beef.
- Ranch dressing mix (1 packet): A savory lift with herbs and tang that rounds out the broth.
- Kosher salt and black pepper: Season to taste to bring all the flavors into focus.
Instructions
Brown the beef and aromatics: Heat a large pot or Dutch oven over medium-high. Add the ground beef and diced onion, breaking the meat into small crumbles. Cook until the beef is browned and the onions are translucent, 7 to 8 minutes. If there is excessive fat, spoon off a little, leaving about a tablespoon for flavor. Bloom the spices: Add the minced garlic and cook 30 seconds until fragrant. Sprinkle in chili powder, smoked paprika, taco seasoning, a pinch of salt, and several grinds of black pepper. Stir constantly for 30 to 60 seconds to bloom the spices so their oils release, which deepens flavor and color. Load in beans and veggies: Pour in the pinto, black, and kidney beans with their liquid, plus the diced green chiles, frozen corn, diced tomatoes with juices, and ranch dressing mix. Stir thoroughly, scraping up any browned bits from the bottom to dissolve into the chili. Add broth and simmer: Stir in the beef broth and bring to a gentle simmer. Reduce heat to low, cover, and cook for about 60 minutes, stirring every 15 minutes. The chili will thicken and the flavors will marry. Taste halfway and adjust salt if needed. Finish and serve: If you prefer thicker chili, whisk 2 teaspoons cornstarch with 2 tablespoons cold water and stir into the pot during the last 10 minutes of simmering. Ladle into bowls and top with shredded cheddar, sour cream, avocado, cilantro, jalapeños, lime wedges, and crushed tortilla chips. Slow cooker option: Brown the beef and onion in a skillet, add garlic for 30 seconds, then transfer to a slow cooker with all remaining ingredients. Cook on low for 2 to 3 hours, stirring once if possible. Garnish as desired.
You Must Know
- Leaving bean liquid in the pot naturally thickens the chili and adds starchy body.
- Flavor improves on day two, making this an excellent make-ahead dish.
- Freezes well up to 3 months in airtight containers; thaw overnight in the refrigerator.
- Adjust heat with jalapeños, hot sauce, or spicier green chiles.
- Low-sodium broth and seasoning mixes help control overall saltiness.
My favorite part is how customizable each bowl becomes. I set out a toppings bar and watch everyone build their own. A squeeze of lime brightens each spoonful, while a handful of sharp cheddar gives it taco-night comfort. When the weather turns cold, this is the recipe that fills the house with warmth and guarantees leftovers I look forward to for lunch.
Storage Tips
Cool the chili to room temperature for no more than 1 hour before refrigerating. Store in airtight containers for up to 4 days; glass containers with tight lids prevent odor transfer and make reheating splatter-free. For freezing, portion into freezer-safe containers or zip-top bags, leaving a little headspace. Freeze up to 3 months. Reheat gently on the stovetop over medium-low, adding a splash of broth or water if it looks too thick. In the microwave, reheat in 1-minute bursts, stirring between intervals. If the chili separates slightly after freezing, a quick stir while it warms restores its silky texture.
Ingredient Substitutions
Swap the ground beef for ground turkey or chicken one-to-one for a leaner bowl; add 1 tablespoon oil if using very lean meat. For vegetarian, omit the beef and use 1 additional can of beans and vegetable broth. If you prefer milder seasoning, use half the taco seasoning and increase to taste. No ranch mix on hand? Use 1 teaspoon each dried parsley and dill plus 1/2 teaspoon onion powder for a similar herbal lift. Fire-roasted diced tomatoes bring a smoky edge; Rotel tomatoes increase heat. Fresh bell pepper can replace part of the corn for crunch.
Serving Suggestions
Serve steaming bowls with a colorful topping spread. Offer shredded sharp cheddar, sour cream, sliced avocado, chopped cilantro, minced red onion, and jalapeño rounds. Lime wedges brighten the richness, and crushed tortilla chips add crunch. For a heartier plate, spoon the chili over warm rice, baked potatoes, or cornbread. It also makes an excellent topping for nachos or as a filling for burritos. When entertaining, keep the pot on low and provide warm flour or corn tortillas so guests can build chili tacos, adding cabbage slaw for crisp contrast.
Cultural Background
This dish borrows the best of two traditions. American-style chili is typically a robust, tomato-forward stew, sometimes with beans, simmered until thick. Taco seasoning and ranch mix bring a distinctly Tex-Mex flavor profile with cumin, chili, and herbs that evoke taco night. The result bridges comfort-food chili with the casual, customizable spirit of tacos. While purists debate beans in chili, families across the U.S. embrace the three-bean combination for weeknight ease and budget-friendly protein. This version celebrates that lively cross-cultural kitchen creativity.
Seasonal Adaptations
In summer, add fresh sweet corn cut from the cob and finish with diced ripe tomatoes and a sprinkle of queso fresco. In fall, stir in roasted butternut squash cubes during the last 15 minutes for earthy sweetness. For winter gatherings, increase the smoked paprika and serve with warm cornbread. In spring, lighten the bowl with a handful of chopped scallions and a shower of chopped cilantro and radish for crisp freshness. Adjust heat to the season, using mild green chiles for family-friendly bowls or chipotle in adobo for smoky warmth.
Meal Prep Tips
Make a full batch on Sunday and portion into 8 single-serve containers. Refrigerate up to 4 days or freeze half for future meals. For grab-and-go lunches, pack toppings separately in small containers to keep textures fresh. Reheat on the stovetop or microwave, adding a bit of broth to loosen if needed. If you meal-prep rice or baked potatoes, store them separately and assemble just before eating to avoid sogginess. A squeeze of lime added after reheating wakes the flavors right back up.
Every time I bring this to a potluck, at least one person asks for the recipe and another goes back for seconds. It is the kind of dependable, big-hearted dish that feeds a crowd without fuss. I hope it becomes a staple at your table too, as comforting on busy weeknights as it is on slow Sunday afternoons.
Tags
Hearty Three-Bean Taco Chili
This Hearty Three-Bean Taco Chili recipe makes perfectly juicy, tender, and flavorful steak every time! Serve with potatoes and a side salad for an unforgettable dinner in under 30 minutes.

Ingredients
Chili
Optional thickener
Instructions
Brown the beef and aromatics
Heat a large pot over medium-high. Add ground beef and diced onion; cook until beef is browned and onion is translucent, 7 to 8 minutes. Drain excess fat, leaving about 1 tablespoon.
Bloom the spices
Stir in minced garlic; cook 30 seconds. Add chili powder, smoked paprika, taco seasoning, a pinch of salt, and black pepper. Cook 30 to 60 seconds, stirring to bloom spices for deeper flavor.
Add beans and vegetables
Add pinto, black, and kidney beans with their liquid, diced green chiles, frozen corn, diced tomatoes with juices, and ranch dressing mix. Stir well, scraping up browned bits from the pot.
Add broth and simmer
Pour in beef broth. Bring to a gentle simmer, reduce heat to low, cover, and cook 60 minutes, stirring every 15 minutes. Taste and adjust salt to preference.
Finish and serve
For thicker chili, stir in a slurry of 2 teaspoons cornstarch with 2 tablespoons water during the last 10 minutes. Ladle into bowls and add favorite toppings.
Slow cooker option
Brown beef and onion in a skillet, add garlic for 30 seconds, then transfer to a slow cooker with remaining ingredients. Cook on low for 2 to 3 hours.
Last Step: Please leave a rating and comment letting us know how you liked this recipe! This helps our business to thrive and continue providing free, high-quality recipes for you.
Nutrition
Did You Make This?
Leave a comment & rating below or tag
@flavest on social media!

Categories:
You might also like...

Glazed Apple Cider Donuts
Warm-spiced apple cider donuts with tender apple bits and a glossy cider glaze, fried crisp and irresistibly cozy for fall.

Slow Cooker Pork Pot Roast
All-day slow cooking turns pork shoulder, potatoes, and carrots into a tender, savory classic with a rich homemade gravy everyone will love.

Cheesy Hamburger Potato Casserole
Tender layers of Yukon gold potatoes with seasoned beef in a creamy, cheddar sauce, baked until bubbly and irresistibly comforting.

Did You Make This?
Leave a comment & rating below or tag @flavest on social media!
Rate This Recipe
Share This Recipe
Enjoyed this recipe? Share it with friends and family, and don't forget to leave a review!
Comments (1)
This recipe looks amazing! Can't wait to try it.
Comments are stored locally in your browser. Server comments are displayed alongside your local comments.
Hi, I'm Maria!
What's Popular
30-Minute Meals!
Join to receive our email series which contains a round-up of some of our quick and easy family favorite recipes.
